Credit Associate, BBC
CWB Financial Group
Calgary, AB
CWB Financial Group is a diversified financial services organization providing specialized service in business and personal banking, trust, and wealth management across Canada. Our approach to business is straightforward: we work hard and with integrity, we practice common-sense thinking, we’re accountable for our actions, and we care about our people. We’re incredibly proud of the work we do every day to help our clients grow their businesses, manage their money and realize their financial potential! Learn more at .

Integrity. Accountability. Respect. Common sense. Caring.

Are you looking to take your career to the next level? Come join CWB Financial Group at our Broker Buying Centre as a Credit Associate! The Credit Associate, BBC utilizes proven skills in credit and administrative support to provide exceptional service and responsiveness of credit underwriting, loan applications, recurring credit review processes and select administration.

Be what you want to be – with CWB Financial Group.
Here is a glimpse into what your career could look like with us!

What you will be responsible for:
Accountable to ensure compliance with various first-line risk management functions, workflows and policies of the BBC business line, including requirements for loan management, data integrity, portfolio quality, exposure limits and fulfillment of loan security and approval requirements
Following policy and procedures to ensure the branch’s security and loan exposure complies with applicable policies and regulatory requirements.
Ensuring the safety of the Bank’s funds through proper loan portfolio management with focus on loan quality, exposure limits and security requirements.
Building close working relationships internal teams to support the analysis, structure and writing of credit applications, reviews and approvals in a timely manner consistent with established agreements
Ensuring risk-taking is within acceptable parameters of CWB’s lending practices, policies and procedures
Supporting the preparation of recommendations for approval, restructuring, or deferral of credit applications;
Assisting with account and portfolio assessments to help identify and mitigate potential impacts of negative performance trends
Performing supporting administration required in the credit process such as credit reports, vehicle/equipment appraisal assessments, personal property searches
Ensuring required reports and other financial data is received and analyzed promptly in accordance with conditions of loan commitment.
Promoting cooperation and positive working relationships across teams that enable effective teamwork, productive interactions and attainment of CWB Financial Group’s key strategic goals
Preparing and regularly reviewing annual goals and career development plan with manager/supervisor
Promoting cooperation and commitment within the CWB Group towards the attainment of common goals enabling productive group interactions.

Who you are:
Bachelors’ Degree in business or related discipline and/or equivalent experience.
Aspirations or commencement of work toward a professional accounting and/or chartered financial analyst designation is an asset
1-3 years of financial services experience within functions of risk management, banking and/or business lending
Experience in credit writing
Skills in financial statement analysis and knowledge of effective risk mitigation strategies for credit underwriting
Personal Competencies
A highly motivated team player who values the attributes of integrity, respect, accountability, common-sense and caring;
Strong attention to detail, time management and the ability to work on multiple tasks simultaneously under time pressure
Ability to manage through difficult conversations
Exceptional verbal and written communication skills;
Proven consulting, problem solving and judgement skills
Excellent interpersonal and organizational skills;
Ability to maintain a high level of confidentiality;
Background and knowledge in equipment financing and leasing;
General knowledge of collateral security and leasing documentation requirements;
Strong computer and business modeling skills.
A good working knowledge of Temenos/T24 and WAVE is an asset.

What you will get from us:
The opportunity to make a difference - our culture thrives on idea-sharing, collaboration and the ability to create impact.
Rewarding, enterprising and engaging atmosphere where you will be able to see your contributions at work.
Understanding balance: We know our people have places to go, people to see and good times to have when they’re not at work and we support that.
An award-winning benefits packages that includes 100% company-funded health coverage (dental, vision and prescriptions), health care spending account, a flexible wellness program and cwbalance day (extra day off with pay!).
Company ownership: Every employee has the opportunity to be an owner with our employee share purchase plan (ESPP).
The majority of our branches enjoy a Monday-Friday daytime schedule.
Our commitment to your success and development: On-going career conversations and personalized professional growth opportunities.
Competitive salary and pay for performance incentives.
Continual learning opportunities and professional development training to grow your talent and realize your aspirations and potential.

Closing Date:
  • P osition closes at 12:01am on indicated close date
CWB Financial Group is an equal opportunity employer. We are motivated by the new perspectives diversity can bring to our workforce. Inclusion and advocacy for a diverse organization can bring excellence at all levels of our business. Regardless of race, religion, color, gender, sexual orientation, age, disability or any other factors unrelated to job performance, we are looking for difference makers. We are committed to providing equitable treatment to all employees and job applicants.

Accommodation or Accessibility
Applicants requiring accommodation, please reach out .

Application Process:
Applications are only accepted via our online recruiting system.

We appreciate your interest in working with us; however, only those applicants selected for interviews will be contacted.

Final candidates for this position will be required to undergo security screening, including a credit and criminal records check.