Analyst, Insights
President's Choice Financial
Toronto, ON
25 York Street, Toronto, Ontario, M5J 2V5
President’s Choice Bank is a wholly-owned subsidiary of Loblaw Companies Limited (LCL) and was established to promote President’s Choice Financial services offered by strategic partners in all regions of Canada. PCF has grown to over 3 million customers earning millions in better interest rates, free groceries and other rewards. It operates in the following segments:

Mastercard : The President’s Choice Financial MasterCard is offered and operated by President’s Choice Bank.
Insurance : Home and auto insurance, travel and pet insurance are offered through affiliates and relationships with several insurance companies.
PC Services , which includes PC Financial Insurance, PC Mobile, The Mobile Shop, Prepaid Cell Phones Express and gift card businesses, is a new business in growth mode.
PC Optimum : All PCF customers have the opportunity to earn PC Optimum Points that can be redeemed in a LCL and SDM stores.

Loblaws Inc. is a wholly-owned subsidiary of Loblaw Companies Limited (LCL). LCL is Canada’s largest food distributor and has expanded into certain non-food categories, with operations across the country. LCL concentrates on food retailing with the objective of providing consumers with the best in one-stop shopping for everyday household needs.

PCF is an important business unit within LCL that manages and develops the products and service programs in order to improve the customer experience, maximize value, and provide a platform to enhance customer insights and relationships. PCF’s vision is to provide superior value financial products to consumers.

What You'll Do:
Take large amounts of complex information from multiple sources and produce simple and easy-to understand explanations of business results
Uncover profit opportunities for all lines of business through data analysis
Work with Senior Manager to determine bottom line impacts of business decisions
Support MasterCard and PC Services.
Anticipate business needs to deliver recommendations on future analyses and insights
Find and explain actionable cause & effect relationships
Perform sensitivity & financial impact analyses to monitor and support the evaluation of the financial performance of proposed strategies
Provide insight to support financial business cases that consider multiple drivers and relay those drivers into accurate forecasts
Run multiple scenarios to test the relative sensitivity of key business drivers
Monitor trends in business performance and forecast variances
Conduct analyses that enable business partners to fully understand key drivers of business results
Participate in the development & enhancement of analytical methods to meet user requirements and enhance efficiency

What You'll Need:
Experience in analytics relating to banking and consumer credit
A high level of personal initiative and entrepreneurial spirit
University degree in Business/Economics/Mathematics or a related field
Minimum two years of experience in the Financial Services Industry,Strong communication and relationship building skills
An analytical and creative thinker, with a track record of delivering results
Able to handle multiple tasks in a fast-paced environment
Strong planning and organizational skills
Strong PC skills (including Excel, Word, and PowerPoint)
SAS/programming knowledge considered an asset
The ability to deal with ambiguity and make intelligent assumptions
Strong personal responsibility, honesty and integrity
A friendly, outgoing attitude
Come and join a winning team who demonstrates innovation, energy, creativity and vision. We recognize the importance of a diverse workforce and we therefor encourage applications from Aboriginal Peoples, women, members of a visible minority and persons with a disability. We thank all applicants for their interest, however, only those selected for an interview will be contacted.

Number of Openings:
PC Financial recognizes Canada's diversity as a source of national pride and strength. We have made it a priority to reflect our nation’s evolving diversity in the products we sell, the people we hire, and the culture we create in our organization. Accommodation is available upon request for applicants and colleagues with disabilities.

In addition, we believe that compliance with laws is about doing the right thing. Upholding the law is part of our Code of Conduct – it reinforces what our customers and stakeholders expect of us.

Please Note: If you have Employee Self Service (ESS) on Workday, apply to this job via the Workday application.