At EY, you will have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we are counting on your unique voice and perspective to help EY become even better too. Join us and build an exceptional experience for yourself, and a better working world for all.
We help the world’s largest financial institutions navigate the intricate regulatory environment to effectively manage and assess capital in support of their ongoing strategies. More than ever, financial institutions are investing in enhancing their capital management capabilities to make better business decisions, presenting us with the unique opportunity to rally together to solve our clients’ most complex challenges.
This position is extremely complex and highly technical. As the National Leader for Credit Strategies, you will create, enhance and deploy profitability driven underwriting and collections strategies for all lending portfolios for EY’s clients. The portfolios include both secured and unsecured portfolios spanning from consumer to commercial lending and across the full credit spectrum. Prior knowledge and management of credit strategies in financial institutions is a must. The ideal candidate would have a strong understanding of profitability driven underwriting strategy development, pricing strategy development, risk appetite, credit risk strategy deployment, monitoring, testing and assessment across acquisitions, account management, collections and recoveries. You will manage a team of 10+ members at full strength. You will require the right balance of statistical modeling skills and business knowledge to create a proactive environment.
The incumbent has obtained an education in the analytical field and possesses knowledge/experience in building credit risk strategies, collections strategies, datamining, analytical and problem-solving skills, or equivalent. Good knowledge of IFRS9 and AIRB models is an asset, but not required.
You must keep pace with changes in risk management methodologies including but not limited to the predictive scoring and underwriting. The incumbent must be able to support background analytics through effective oral and written communication and manage highly specialized/technical resources. He/she must have strong results focus to drive the project through to successful completion.
Skills and attributes for success
Strong communication, presentation and technical writing skills to describe ideas, concepts and issues that involve interpretation, analysis and assessment of complex conceptual topics
To qualify for the role you must have
University degree in Statistics, Mathematics, Economics, Operations Research or a similar quantitative discipline
At a minimum, seven years of previous work experience in an analytical role either at a financial institution, or in management consulting
Proven analytical and technical skills required including quantitative analysis, programming and statistical strategy development
Proven experience in managing teams of 5+ members.
Expert knowledge of statistical software packages, including SAS and Knowledge Studio
Expert knowledge of manipulating data using Excel and SQL
Excellent knowledge of bank products and credit lending services
Strong knowledge of risk management best practices
Proven ability to work with teams in a professional and productive manner
Excellent interpersonal, relationship building and communication skills written and verbal)
Excellent analytical problem solving and technical skills
Excellent time management, planning and organizing skills to manage multiple priorities and deliver quickly under pressure
Strong leadership and mentoring skills
Strong project management and change management skills
Ideally, you’ll also have
Self starting attitude, the ability to think out of the box and driven by new challenges.
Developing and maintaining productive relationships with clients.
What we look for
If you’re a natural leader with a talent for answering and communicating complex client problems, we’re interested in you. You’ll need to be great at influencing people, ready to listen and confident in challenging the status quo. If you have a genuine passion for helping businesses and addressing their most pressing problems, this role is for you.
What we offer
At EY, our Total Rewards package supports our commitment to creating a leading people culture - built on high-performance teaming - where everyone can achieve their potential and contribute to building a better working world for our people, our clients and our communities. It's one of the many reasons we repeatedly win awards for being a great place to work.
We offer a competitive compensation package where you’ll be rewarded based on your performance and recognized for the value you bring to our business. In addition, our Total Rewards package allows you decide which benefits are right for you and which ones help you create a solid foundation for your future. Our Total Rewards package includes a comprehensive medical, prescription drug and dental coverage, a defined contribution pension plan, a great vacation policy plus firm paid days that allow you to enjoy longer long weekends throughout the year, statutory holidays and paid personal days (based on province of residence), and a range of exciting programs and benefits designed to support your physical, financial and social well-being. Plus, we offer:
Support and coaching from some of the most engaging colleagues in the industry
Learning opportunities to develop new skills and progress your career
The freedom and flexibility to handle your role in a way that’s right for you
Diversity and Inclusion at EY
Diversity and inclusiveness are at the heart of who we are and how we work. We’re committed to fostering an environment where differences are valued, policies and practices are equitable, and our people feel a sense of belonging. From our actions to combat systemic racism and our advocacy for the LGBT+ community to our innovative Neurodiversity Centre of Excellence and Accessibility initiatives, we welcome and embrace the diverse experiences, abilities, backgrounds and perspectives that make our people unique and help guide us. Because when people feel free to be their authentic selves at work, they bring their best and are empowered to build a better working world.
EY Way of Work and your health and safety
EY Way of Work recognizes flexibility in the way we collaborate, innovate and deliver with the ability to work in-person and remotely. To support a healthy and safe in-person working environment, EY has implemented various layers of health and safety controls while working in the office or at client or other locations. A critical component of EY’s workplace safety program includes our COVID-19 vaccination policy which requires all personnel to be fully vaccinated against COVID-19 unless an accommodation based on a reason protected by human rights legislation is provided.
If you can confidently demonstrate that you meet the criteria above, please contact us as soon as possible.
Make your mark. Apply today.
EY is committed to inclusiveness, equity and accessibility. We encourage all qualified candidates to apply.
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