Underwriting Career Opportunities!
Sun Life Financial
Toronto, ON
At Sun Life, we work together, share common values and encourage growth and achievement. We offer many career paths that attract a wide variety of talent and skills. Follow a path that lets your talents shine.

Job Description:
Individual Life Underwriter – All Levels
Location: Waterloo, Toronto, Montreal or Telecommuter

Are you a passionate Underwriter who loves to deliver exceptional service to clients, advisors and partners? Does a high performance continuous improvement environment motivate you to bring your best everyday? Are looking for an opportunity where you can grow your career and make a difference?

With the ability to work from home, regular training and an amazing client-centric team, Sun Life may be the place for you. We are looking for ALL levels of Underwriters to join Sun Life including Underwriters, Intermediates, Seniors, Consultants, and Managers within our Waterloo, Toronto and/or Montreal offices. We have opportunities in risk selection, rules development, predictive analytics, across four distinct underwriting teams that offer challenge, excitement and growth.

We are looking for individuals who:
Are client-focused with a passion for working towards a common goal on a high performing team
Driven by strong desire and commitment to support our Distribution partners
Have a comprehensive risk analysis approach to underwriting
Review and analyze medical, lifestyle and financial information to evaluate eligibility and risk for applications for Life, Critical Illness , Long Term Disability and Long Term Care Insurance products. Conduct risk assessment, make and communicate decisions for each application. Build strong relationships with our clients and advisors and deliver an exceptional service experience.

Analyze insurance applications and evidence of insurability; apply holistic underwriting expertise in all areas of underwriting including medical, financial and lifestyle factors to make sound and competitive underwriting decisions
Where decisions are unfavourable for the client, try to negotiate a better decision from our reinsurers, in accordance with reinsurance treaties and internal rules. Effectively communicate and explain decisions effectively to advisors and/or client’s physician as required leveraging our Client for Life Principles
Build strong relationships and partner with business leaders, sales teams and advisors delivering exceptional service and expertise
Respond to inquiries from advisors without revealing confidential information
Focus on continuous improvement. Identify areas of opportunities and bring forward recommendations for solutions through our Brighter Way program
Contribute to a positive environment through team work, and a spirit of innovation, continuous improvement and professional development

Exceptional analytical, judgement, problem-solving and decision-making skills
Excellent written and verbal communication
Client and results focus, pro-active service orientation to support our business goals
Ability to influence and negotiate
Strong knowledge of medicine and risk factors
The ability to work in a fast paced environment, meet tight deadlines and balance completing priorities
Strong interpersonal skills to work collaboratively with our internal and external partners
Strong attention to detail and accuracy
Ability to work independently and eager to take on responsibility
Bachelor's degree or equivalent
Specialized training: ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU)
When a new position becomes available which matches your background and experience, the base pay range will be disclosed and correspond to the opportunity Sun Life will consider you for.

In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.

Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.

Persons with disabilities who need accommodation in the application process or those needing job postings in an alternative format may e-mail a request to thebrightside@sunlife.com.

We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.

Job Category:
Underwriting - Group, Underwriting - Individual

Posting End Date: