What We Need
Corpay is currently looking to hire a Credit Analyst for Funds and Corporate within our Credit division. This position falls under our Cambridge line of business and is located in Toronto, Canada. This hybrid role combines institutional fund underwriting with corporate credit analysis, offering a unique opportunity to assess diverse client segments. In this role, you will be responsible for underwriting Funds (FI) clients, performing corporate credit underwriting, and ensuring adherence to the Company’s underwriting standards and risk policies. You will regularly collaborate with key business partners across Sales, Compliance, Legal, Finance, Treasury, and Operations. You will report directly to Head of Group Credit and regularly collaborate you’re your team and other departments.
How We Work
As a Credit Analyst, Corpay will set you up for success by providing:
- This will be a hybrid position with assigned workspace in the Toronto office.
- Company-issued equipment
Role Responsibilities
The responsibilities of the role will include:
- Performing underwriting for Fund (FI) clients and corporate clients across multiple jurisdictions.
- Assessing and analyzing financial statements, fund structures, management quality, and other credit factors to determine overall risk and creditworthiness.
- Preparing well-reasoned credit recommendations and, where authorized, approve credit within assigned limits.
- Ensuring all underwriting decisions comply with internal underwriting guidelines, regulatory expectations, and risk policies.
- Monitoring existing portfolios to ensure ongoing compliance and identify emerging risks.
- Conduct portfolio analyses to identify concentration risks, performance trends, and credit deterioration.
- Developing and recommending remediation plans for higher-risk exposures.
- Preparing clear, comprehensive credit memos, portfolio reviews, and presentations for senior management.
- Working closely with Sales, Compliance, Legal, Operations, IT, Treasury, and Finance to ensure seamless deal execution and alignment with risk objectives.
- Supporting Credit Manager with risk-related decisions, exceptions, and complex deal structures.
- Staying current on industry trends, market conditions, regulatory developments, and macroeconomic events impacting credit risk.
- Recommending improvements to underwriting processes, tools, and best practices to enhance risk assessment quality and operational efficiency.
Qualifications & Skills
- Minimum of 2+ years of experience with a Bachelor’s degree in Finance, Economics, Accounting, or Business Administration (Master’s preferred).
- Professional designations such as CFA, CA, or FRM are strong assets.
- Proven experience in underwriting and credit risk management, ideally covering both Funds (FI) and corporate clients.
- Experience with regulatory compliance in underwriting and a strong understanding of legal and compliance considerations related to Fund structures.
- Experience in Foreign Exchange (FX) or financial markets is a significant advantage.
- Excellent financial analysis, critical thinking, and decision-making skills.
- Strong written and verbal communication skills, with the ability to present complex information clearly.
- Highly detail-oriented with strong organizational abilities and the capacity to work under pressure.
Benefits & Perks
- Comprehensive Benefits Package including, Medical, Dental, Vision and Paramedical benefits, as of day one
- Optional company match RRSP program
- Virtual fitness classes offered company-wide
- Time-off including major holidays, vacation, sick, personal, & volunteer time
- Discounted gym membership rate
- Philanthropic support with both local and national organizations
- Fun culture with company-wide contests and prizes
About Corpay
Corpay is a global technology organization that is leading the future of commercial payments with a culture of innovation that drives us to constantly create new and better ways to pay. Our specialized payment solutions help businesses control, simplify, and secure payment for fuel, general payables, toll and lodging expenses. Millions of people in over 80 countries around the world use our solutions for their payments.
At Corpay, we are committed to fostering an inclusive and respectful workplace where employees are valued for their diverse perspectives, experiences, and contributions. We believe that diversity, equity, and inclusion strengthen our teams, drive innovation, and support our continued success globally.
As part of our hiring process, offers of employment may be subject to the successful completion of pre-employment screening conducted by an authorized third-party provider, in accordance with applicable laws and Corpay policies. Screening requirements may include employment references, identity verification, criminal record checks, financial or sanctions screening, and other background checks relevant to the role and permitted by local law.
Notice to Recruitment Agencies and Search Firms: Corpay does not accept unsolicited resumes from agencies or search firms without a valid written agreement in place. Any unsolicited candidate submissions will become the property of Corpay, and no fees will be paid related to such submissions.
Learn more about Corpay: https://www.corpay.com
Transparency & Compliance
Equal Opportunity Employer
Corpay is committed to providing equal employment opportunities to all applicants and employees. Employment decisions are made without regard to race, color, religion, sex (including pregnancy), gender, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, marital status, genetic information, military or veteran status, or any other characteristic protected by applicable law. Corpay is committed to fostering an inclusive workplace where individuals are respected and valued for their diverse perspectives, experiences, and contributions. If you require reasonable accommodation during any part of the application or interview process, please notify a representative of the Human Resources Department.
Use of Artificial Intelligence in Hiring
Corpay may use artificial intelligence (AI) and other technology-enabled tools to support certain aspects of the recruitment process, such as application screening, candidate assessment, or interview scheduling. These tools are designed to enhance efficiency, consistency, and fairness throughout the hiring process. AI tools do not make final hiring decisions. All employment decisions involve human review. Corpay is committed to the responsible use of AI, including appropriate oversight and safeguards designed to support fair and unbiased outcomes.
Candidate Privacy Notice
For information about how Corpay processes personal information during the recruitment process, please review our Candidate Privacy Notice: https://www.corpay.com/privacy-policy.
Pay Philosophy
Corpay is committed to fair, equitable, and transparent compensation practices. Compensation decisions are based on objective, job-related factors including skills, experience, qualifications, and market benchmarks. Where required by applicable law, salary or compensation ranges will be included in the job posting or provided prior to the interview process, where required by applicable law. Additional compensation elements such as bonuses, incentives, benefits, or variable pay may apply where applicable.
