Underwriter / Credit Analyst
Flex Capital Group Inc.
Location: Hybrid (Greater Toronto Area)
Position: Full-Time
Industry: Alternative Finance / Merchant Cash Advance
About Flex Capital
Flex Capital is a fast-growing Canadian alternative lending company providing working capital solutions to small and medium-sized businesses across Canada. As a young and entrepreneurial company, we offer employees the opportunity to make a meaningful impact, develop new skills, and grow alongside the business.
We're looking for a motivated, detail-oriented Underwriter / Credit Analyst who enjoys working in a collaborative environment and takes pride in producing accurate, thoughtful work.
What You'll Do
- Analyze merchant cash advance and business financing applications
- Review bank statements, financial information, and supporting documentation
- Assess risk and make underwriting recommendations
- Identify trends, red flags, and opportunities within financial data
- Maintain accurate records and notes within internal systems
- Communicate with brokers and internal team members regarding submissions
- Assist with portfolio monitoring and other underwriting-related projects
- Support the growth and development of underwriting processes
What We're Looking For
- Strong analytical and problem-solving skills
- Excellent attention to detail
- Strong mathematical aptitude
- Proficiency in Microsoft Excel
- Ability to work independently and manage priorities without constant supervision
- Team-first attitude and willingness to help wherever needed
- Strong organizational and communication skills
- Quick learner who enjoys taking on new challenges
- High level of integrity and accountability
Experience
- Previous underwriting, finance, banking, accounting, lending, or analyst experience is an asset but not required
- Recent graduates with strong academic backgrounds are encouraged to apply
- We are willing to train the right candidate who demonstrates intelligence, work ethic, and attention to detail
What We Offer
- Competitive compensation
- Health and benefits package
- Hybrid work environment (office and remote flexibility)
- Direct exposure to company leadership
- Significant growth opportunities within a rapidly expanding organization
- Entrepreneurial and collaborative culture where your contributions matter
If you're looking for a role where you can learn quickly, take ownership, and build a long-term career in finance, we'd love to hear from you.
Pay: $44,636.40-$94,894.62 per year
Benefits:
- Company pension
- Dental care
- RRSP match
- Vision care
Work Location: Hybrid remote in Toronto, ON (York District)
