The Work
The Senior Commercial Mortgage Analyst will be a key member of the CMHC Portfolio Management team, reporting to the Manager, CMHC Annual Review. The incumbent is responsible for underwriting complex annual reviews, training, and guiding team members while finding creative solutions promptly to achieve the annual review target. Key responsibilities include ensuring credit risk is assessed thoroughly, adhering to established policies, procedures, and meeting compliance and control requirements. Additional credit-related and administrative duties are required, such as reporting, pipeline management, as well as managing relationships with external business partners and various staff within the Commercial Department & other internal departments.
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On a daily basis, the incumbent will analyze and underwrite complex annual reviews, to meet prescribed deadlines. Attention must be made to ensure that compliance with the Bank’s established lending guidelines, risk appetite, and procedures are followed with recommendations submitted to the appropriate level of authority for approval. The incumbent is responsible for ensuring all lending criteria, including CMHC Annual Conditions have been satisfied on deals underwritten, and outstanding documentation or conditions, if any, are being met in a timely manner.
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On a daily basis, the incumbent will communicate with external contacts (servicing partners) and internal contacts (managers, administrators, and other commercial mortgage staff) to ensure that annual reviews are processed in a timely and efficient manner.
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On a daily basis, the incumbent is responsible for time management of their deal flow and SharePoint Pipeline Report to meet prescribed deadlines.
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On a weekly, monthly, and /or quarterly basis, the incumbent will be responsible for the preparation of specific reports on assigned categories required for the department /Company which will be relied upon by Senior Management.
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On a daily basis, the incumbent will be responsible for contributing to special projects as assigned from time to time.
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Proficient underwriting skills preferable with a minimum 3 year’s commercial mortgage experience.
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Post-secondary education (diploma/degree) preferred, preferably in business or finance.
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Strong leadership and coaching skills with the ability to set strong examples for colleagues.
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Ability to handle multiple competing priorities and make decisions under pressure.
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Effective analytical and problem-solving skills
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Sound technical knowledge of commercial real estate underwriting, financial statement analysis, and factors affective the commercial mortgage market.
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Detail-oriented individual who possesses a high level of integrity.
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Proven ability to thrive in a constantly changing environment and to perform well in a high volume, high-intensity environment.
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Strong organizational and time management skills
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Excellent communication skills, both oral and written
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Proficient in MS Office (primarily Word and Excel)
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Bilingualism is an asset.
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