Mortgage Underwriter Assistant
Access Better Care
Toronto, ON

Job Description

Job Summary

Responsible for Mortgage Initial application intake to final funding of the deals for Both Residential Lending and Commercial Financing.

Qualifications & Education Requirements:

  • Experience candidate only apply & should be able to calculate TDS & GDS
  • Proficient in FILOGIX, MORWEB, BROKER BASE & VERICO NETWORKS Software, 3 years of Mandatory experienced candidates only to be applied.
  • Mortgage Agents License an Asset but not Required

Role and Responsibilities:

  • Schedule appointments, set up Initial Intakes of Application analysis, (Calculate the various loan ratios) L.T.V;D.S.C.R;T.D. S;G.D.S;L.N and follow the underwriting process.
  • Borrowers' Guidelines must correspond with Lenders underwriting standards and practice
  • Follow-up on documentation, collection of appraisals report. Reviews the documents on a borrowers guidelines and Identify the lenders underwriting risks and prepare the file for it.
  • RATIOS CALCULATION ANALYSIS: S.C.R; L.T.V; D.Y.R; C.R; O.R; L.C.R & N.W.L.R.
  • Examine the customer's borrowing situation and Implement an appropriate solution based creative underwriting and financing. By using an interview technique.
  • Filing (Paper & Electronically) & Client/Lender Communication (Email, Phone, Text, Fax)
  • Submit completed applications, supporting documentation to lenders & Following up with the lawyer & the consultant for the smooth closing of the Mortgage deal (Open To Funding)
  • Communicate with Appraisers, Underwriters, Lawyers, Real Estate Brokers, Accountants, Environmental Assessment Consultants, Engineering Firms, Designers, Builders, Developers and Three Levels of Government Authorities.

Skills Required:

  • Strong Analytical Skills, Attention to Detail, Excellent interpersonal Skills & Organizational Skills
  • Exceptional Communication Skills – both written & verbal especially in drafting agreements
  • Able to Assume a High Level of Responsibility, Multi-Task and handle prospective changes effectively in a fast-paced working environment. 80% of the tasks will be over the phone
  • Ability to work Under Pressure & Compliance with Strict Deadlines. Work Independently & Self-Motivating, with minimum supervision and maximum virtual monitoring.
  • Capacity to prioritize tasks in a busy environment in order to meet daily objectives

Language:

Fluency in written and spoken English and Spoken Tamil is an asset!

We encourage ALL EXPERIENCED & QUALIFIED CANDIDATES TO APPLY FOR THIS PART TIME POSITION,however only those who are selected will be called for an interview. Please fax your resume to 416-422-6499

Salary: TBD

Start Date: Immediately

Job Type: Part-time

Application QuestionsYou have requested that Indeed ask candidates the following questions:

  • How many years of Mortgage Underwriting experience do you have?
  • Do you speak English?
  • Do you speak Tamil?

Job Type: Part-time

Experience:

  • Mortgage Underwriting: 1 year (Preferred)

Language:

  • English (Preferred)