Financial Analyst
Progressa
Vancouver, BC
Who We Are:
Progressa is Canada's only 'Direct-Pay' lender focused solely on non-prime and near-prime consumers. Our online technology platform allows us to provide our customers with a seamless borrowing experience, and our data-driven underwriting approach allows us to work through complex financial situations in 15 minutes or less. We believe Direct-Pay lending is important in light of the growing household debt figures in Canada. By paying bills directly for our customers, we provide peace of mind and an avenue to begin to reduce their debt load and rebuild their credit rather than creating additional financial strain.

We are currently seeking a Financial Analyst who will be responsible for assisting the Controller with the company's financial plans and policies, its accounting practices, the maintenance of its fiscal records, and the preparation of financial reports including monthly bank reconciliations.

What You Will Do:
Reporting to the Controller:
Maintain and update the Company’s long-term financial forecast
Analyze new product offerings to assess profitability prior to releasing in production
Create financial models to optimize product offerings in alignment the Company’s strategy
Assess loan portfolio performance across segments to identify under-performing assets
Monitor and report on the Company’s short-term liquidity position
Prepare analysis of new financing structures for raising debt and equity capital
Prepare all monthly investor reporting, including debt covenant calculations
Maintain and update bond holder schedules for monthly interest payments and reporting
Maintain and update shareholder schedules for quarterly dividend payments and reporting
Lead preparation of the quarterly senior management and board reporting packages
Work with stakeholders in the Technology, Risk, and Operations departments to deliver on strategic initiatives
Other related duties as required or assigned

What You Need to Succeed:
Bachelor's degree in accounting, finance or related field; or a combined education and experience considered
3-5 years of experience in financial or business analysis, with a proven ability to analyze business issues, present data in a simple and compelling way, and present to higher level management
Experience in a financial institution would be an asset
Advanced knowledge of business concepts and tools (NPV, ROI, Yield, Break-even, cost-benchmarking, pricing, sensitivity analysis, etc.)
Advanced understanding of common financial reports and financial metrics
Experience building financial models
Comprehensive computer skills including Microsoft Office, Google Apps, and advanced Excel
Highly motivated, self-directed, flexible team player with demonstrated ability to thrive in a business-critical deadline driven environment
Self motivated, organized, and goal oriented with a keen attention to detail
Solid communication skills; ability to develop a method for presenting information in a simple yet effective way.

What we offer:
This position is with our Vancouver office just outside of Stanley Park which is great for lunch-time walks. We offer many perks and benefits:

Amazing views
A collaborative team environment
Group benefits (Life, AD&D, Extended Health & Dental, and Travel insurance)
On-site gym
Fun social events

Other details:
As a fintech company, Progressa is responsible for highly sensitive information. Please note that any job offer will be conditional upon the completion of a satisfactory background check including, but not limited to, criminal, credit and employment reference checks.

Progressa welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.