Job Type: Permanent
Work Model: Hybrid
Reference code: 131326
Primary Location: Toronto, ON
All Available Locations: Toronto, ON
Our Purpose
At Deloitte, our Purpose is to make an impact that matters. We exist to inspire and help our people, organizations, communities, and countries to thrive by building a better future. Our work underpins a prosperous society where people can find meaning and opportunity. It builds consumer and business confidence, empowers organizations to find imaginative ways of deploying capital, enables fair, trusted, and functioning social and economic institutions, and allows our friends, families, and communities to enjoy the quality of life that comes with a sustainable future. And as the largest 100% Canadian-owned and operated professional services firm in our country, we are proud to work alongside our clients to make a positive impact for all Canadians.
By living our Purpose, we will make an impact that matters.
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Have many careers in one Firm.
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Enjoy flexible, proactive, and practical benefits that foster a culture of well-being and connectedness.
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Learn from deep subject matter experts through mentoring and on the job coaching
If you are inquisitive, innovative, and motivated by complex problem-solving in a rapidly evolving insurance landscape, we want to hear from you. Our Canadian Property & Casualty Actuarial practice is growing quickly, and we are seeking experienced professionals to help lead high-impact engagements across reserving, capital, pricing, risk, regulation, and insurance audit.
This role is intended for actuarial professionals who combine deep Property & Casualty expertise with a hands-on, technology-enabled approach to actuarial delivery and transformation.
Joining Deloitte offers the opportunity to work on industry-defining mandates, collaborate with leading insurers and regulators, and play a meaningful role in shaping the future of actuarial practice through advanced analytics, automation, and AI-enabled solutions.
As a Manager, you will lead and deliver complex actuarial engagements for Canadian P&C insurers, reinsurers, captives, and public-sector entities. Your responsibilities will include:
Client Delivery & Technical Leadership
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Lead actuarial consulting projects across P&C reserving, pricing, capital modelling, reinsurance, risk management, and regulatory reporting, including IFRS 17, OSFI MCT, FCT/ORSA, and statutory valuation.
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Serve as a technical leader on insurance audit and assurance engagements, including independent review of reserves, models, methodologies, assumptions, and governance frameworks.
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Provide expert advice on model risk management, actuarial governance, and control environments, including documentation, validation, and use-test alignment.
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Support clients through complex regulatory interactions with OSFI, AMF, and provincial regulators, including remediation, supervisory findings, and model approvals.
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Develop and review actuarial methodologies that reflect Canadian P&C market practices, emerging risks, and evolving regulatory expectations.
Technology, Automation & Advanced Analytics
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Design and implement automated and agentic actuarial workflows for reserving and pricing, across data ingestion, diagnostics, reconciliation, and reporting using proprietary and open source actuarial software solutions.
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Apply process automation and low-code/no-code tools to improve efficiency, auditability, and repeatability of actuarial processes.
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Leverage AI / machine learning and generative AI based tools and approaches to enhance actuarial analysis, documentation, controls testing, and insight generation, in line with responsible AI principles.
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Collaborate with data engineers and technology specialists to deliver cloud-enabled actuarial solutions (Azure/AWS/Google Cloud), including scalable pricing, reserving and capital modelling platforms.
People Leadership & Firm Building
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Inspire, coach, and mentor actuarial professionals, supporting technical development, career progression, and engagement quality.
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Review work products to ensure technical excellence, defensibility, and professional standards.
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Build trusted relationships with senior client stakeholders
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Identify opportunities for expanded client support, contribute to proposals and RFPs, and support practice growth initiatives.
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Collaborate with other Deloitte service lines to deliver integrated, multi-disciplinary solutions.
Thought Leadership & Market Relevance
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Stay ahead of Canadian and global P&C insurance trends, including climate and catastrophe risk, social inflation, emerging coverages, reinsurance market dynamics, and regulatory change.
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Contribute to internal knowledge sharing, training programs, and development of Deloitte intellectual property.
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Act as a brand ambassador to help attract and develop top actuarial and analytics talent.
You will join Deloitte Canada’s Actuarial practice, a national team of 70+ actuarial professionals across Property & Casualty, Life, and Pensions, working closely with Deloitte’s global actuarial network of 1,000+ actuaries in over 40 countries.
Our Canadian P&C practice supports insurers across commercial, personal, specialty, reinsurance, and public-sector markets. We are known for combining deep actuarial expertise with technology, analytics, and regulatory insight, and for offering our people exposure to varied, meaningful, and challenging work.
You are someone who brings technical credibility, leadership capability, and a modern, technology-enabled mindset. You have:
Education & Credentials
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Bachelor’s degree in Actuarial Science, Statistics, Mathematics, Data Science, or a related quantitative discipline (Master’s degree is an asset).
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Professional actuarial designation (ACIA/FCIA, ACAS/FCAS, or equivalent).
Experience
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Minimum 5–7 years of actuarial experience in Canadian Property & Casualty insurance, with demonstrated depth in reserving, capital, pricing, or financial reporting.
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Ideally 1–3 years in a consulting, managerial, or senior actuarial role, leading clients and teams.
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Experience supporting insurance audit or independent actuarial review engagements is a strong asset.
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Hands-on experience with agentic coding, scripting, and process automation, including building repeatable actuarial pipelines and analytical tools.
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Exposure to model governance, validation, and regulatory scrutiny within a Canadian context
Technical & Technology Skills
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Strong knowledge of Canadian P&C reserving techniques and diagnostics (e.g., loss development, Bornhuetter-Ferguson, stochastic methods).
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Experience with capital and risk frameworks (MCT, FCT/ORSA, stress and scenario testing).
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Proficiency or working knowledge of P&C actuarial software and platforms (e.g., ResQ, Arius, Igloo, VBA-based tools, or proprietary reserving systems).
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Advanced skills in Python and/or R, SQL-based data environments, and analytics platforms (e.g., Databricks, Alteryx, cloud-native tools).
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Experience building agentic or semi autonomous workflows (e.g., orchestrated scripts, rule-based automation, or AI-assisted processes) that reduce manual effort and enhance control.
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Good understanding of software-style best practices for actuarial work, including version control, modular design, documentation, testing, and peer review.
Professional Skills
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Strong communication skills, with the ability to explain complex actuarial concepts to non-technical stakeholders.
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Proven project management and multitasking capabilities in a client-facing environment.
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A collaborative mindset, intellectual curiosity, and commitment to continuous learning.
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Fluency in English; French language skills are an asset.
The salary range for this position is $113,000 - $194,000, and individuals may be eligible to participate in our bonus program. Deloitte is fair and competitive when it comes to the salaries of our people. We regularly benchmark across a variety of positions, industries, sectors, targets, and levels. Our approach is grounded on recognizing people's unique strengths and contributions and rewarding the value that they deliver.
Our Total Rewards Package extends well beyond traditional compensation and benefit programs and is designed to recognize employee contributions, encourage personal wellness, and support firm growth. Along with a competitive base salary and variable pay opportunities, we offer a wide array of initiatives that differentiate us as a people-first organization. On top of our regular paid vacation days, some examples include: $4,000 per year for mental health support benefits, a $1,300 flexible benefit spending account, firm-wide closures known as "Deloitte Days", dedicated days of for learning (known as Development and Innovation Days), flexible work arrangements and a hybrid work structure.
Our promise to our people: Deloitte is where potential comes to life.
Be yourself, and more.
We are a group of talented people who want to learn, gain experience, and develop skills. Wherever you are in your career, we want you to advance.
You shape how we make impact.
Diverse perspectives and life experiences make us better. Whoever you are and wherever you’re from, we want you to feel like you belong here. We provide flexible working options to support you and how you can contribute.
Be the leader you want to be
Some guide teams, some change culture, some build essential expertise. We offer opportunities and experiences that support your continuing growth as a leader.
Have as many careers as you want.
We are uniquely able to offer you new challenges and roles – and prepare you for them. We bring together people with unique experiences and talents, and we are the place to develop a lasting network of friends, peers, and mentors.
The next step is yours
At Deloitte, we are all about doing business inclusively – that starts with having diverse colleagues of all abilities. Deloitte encourages applications from all qualified candidates who represent the full diversity of communities across Canada. This includes, but is not limited to, people with disabilities, candidates from Indigenous communities, and candidates from the Black community in support of living our values, creating a culture of Diversity Equity and Inclusion and our commitment to our AccessAbility Action Plan, Reconciliation Action Plan and the BlackNorth Initiative.
We encourage you to connect with us at [email protected] if you require an accommodation for the recruitment process (including alternate formats of materials, accessible meeting rooms or other accommodations) or [email protected] for any questions relating to careers for Indigenous peoples at Deloitte (First Nations, Inuit, Métis).
When you apply, we will review your application using Deloitte's Global Talent Standards to ensure a consistent recruitment experience. Our recruitment advisors and hiring teams will utilize human screening combined with AI technology to help identify the skills and qualities that matter most to our business, while safeguarding your privacy and using AI responsibly.
Deloitte Canada has 20 offices with representation across most of the country. We acknowledge that Deloitte offices stand on traditional, treaty, and unceded territories in what is now known as Canada. We recognize that Indigenous Peoples have been the caretakers of this land since time immemorial, nurturing its resources and preserving its natural beauty. We acknowledge this land is still home to many First Nations, Inuit, and Métis Peoples, who continue to maintain their deep connection to the land and its sacred teachings. We humbly acknowledge that we are all Treaty people, and we commit to fostering a relationship of respect, collaboration, and stewardship with Indigenous communities in our shared goal of reconciliation and environmental sustainability.
