Mortgage Underwriter (Broker Channel / B-Lending Experience Preferred)
Location: Windsor, Ontario (Remote/Hybrid Options Available)
Company: First Class Mortgage Team (DLC Expert Financial)
Job Type: Contract / Payroll / Pay-Per-File (Flexible Based on Candidate)
About Us
We are a rapidly growing, family-oriented mortgage brokerage expanding across Ontario. Our team includes top-producing mortgage professionals across Canada, and we are building a strong internal underwriting and operations team to support that growth.
We work with a wide range of lenders — including A and B lenders, alternative financing partners, and broker-focused institutions — and we’re looking for an experienced Mortgage Underwriter who thrives in a fast-paced, forward-thinking environment.
If you’re someone who enjoys structuring deals, solving problems, and helping agents close more files efficiently, we’d love to connect.
Position Overview
As a Mortgage Underwriter, you will be responsible for reviewing, structuring, and supporting mortgage applications across multiple lender types, with a strong emphasis on broker-channel lending and alternative/B-side underwriting.
This role offers flexibility — we are open to:
- Pay-per-file underwriting
- Contract-based underwriting
- Full-time payroll opportunities (salary)
- Bonus structured compensation
Depending on your experience and availability.
Key Responsibilities
- Underwrite and assess mortgage applications from broker submissions through approval
- Structure deals for A, B, and alternative lending solutions
- Review income documents, credit reports, property details, and supporting documentation
- Communicate directly with lenders and internal fulfillment teams
- Provide guidance to mortgage agents on deal positioning and lender requirements
- Ensure compliance with internal standards and lender policies
- Work across multiple stakeholders simultaneously (agents, lenders, clients, lawyers, insurers, etc.)
- Support process improvements and operational efficiency as the company scales
Preferred Qualifications
- Proven mortgage underwriting experience (broker or lending environment)
- Strong preference for B-lending / alternative lending experience
- Experience working with multiple lenders and broker channels
- Bank underwriting experience considered an asset
- Open to hire mortgage agents who have experience and dont want to sell anymore
- Excellent attention to detail and strong credit/income analysis skills
- Ability to work independently while collaborating with a growing team
- Forward-thinking mindset — open to systems, AI tools, and process innovation
What We Offer
- Flexible engagement options (contract, payroll, or pay-per-file)
- A supportive, growth-oriented team culture
- Opportunity to work with high-volume, experienced mortgage agents
- Exposure to diverse lending strategies and deal types
- A company that values innovation, speed, and continuous improvement
Interested in a Conversation?
If you have mortgage underwriting experience and are looking for a new opportunity — especially in the broker and B-lending space — we’d love to connect.
Apply through Indeed or send a brief introduction and we’ll set up a confidential conversation.
Job Type: Full-time
Pay: $50,000.00-$70,000.00 per year
Benefits:
- Flexible schedule
- On-site parking
Work Location: Hybrid remote in Ontario
