RISK IS YOUR language. METHODOLOGY IS YOUR craft.
The Opportunity
As an AML Risk & Methodology Specialist, you’re the expert others turn to when the stakes are high and the details matter.
You live in the world of risk: analyzing it, shaping it, and ensuring it’s understood. You bring clarity to complexity, whether you’re developing risk methodologies, advising on high-risk clients, or aligning practices with evolving regulatory expectations.
You don’t just follow frameworks, you build them. You take pride in creating defensible, data-informed approaches that strengthen how we manage financial crime risk and protect the business.
Working closely with Compliance leadership, you’ll play a key role in advancing our AML program, balancing regulatory rigor with practical, business-minded solutions
The Team You’ve Been Looking For
Bridgewater Bank is more than a financial institution; we’re a team of passionate people who care deeply about helping others succeed. Unlike traditional banks, we have no branches. This means less time managing logistics and more time focused on providing straightforward, honest service and smart financial solutions that support our clients in reaching life’s biggest milestones.
As a wholly owned subsidiary of AMA, we share a proud legacy of service and a commitment to doing the right thing for our customers, our communities, and each other. At Bridgewater Bank, you’ll be part of a nimble, forward-thinking organization where your ideas matter, your contributions are valued, and your growth is encouraged. We’re driven to make a positive impact and our close-knit culture values flexibility, innovation, and genuine connection. As part of the Bridgewater team, you’ll enjoy:
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Competitive salary and flexible benefits
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Employer-paid retirement savings program
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Employee-exclusive discounts on travel, insurance, memberships, and more
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Free travel medical insurance for you and your immediate family
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Ongoing professional development
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Flexible work models that make sense for your lifestyle
For us, curiosity fuels innovation. We value people who are eager to explore new ideas and who are comfortable putting emerging technologies into practice. We see experience with AI‑powered tools like ChatGPT, Copilot, and similar platforms as a real plus - especially when it’s used to work smarter, increase efficiency, and find better ways to get things done.
Who You Are
You’re analytical, thoughtful, and thrive in complex, high-accountability environments.
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You have deep knowledge of AML/ATF regulations and how they apply in a banking environment.
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You’re a natural problem solver who can translate complex risk scenarios into practical guidance.
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You’re detail-oriented and take pride in building structured, defensible methodologies.
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You’re a strong communicator who can confidently advise stakeholders across the business.
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You’re self-motivated and able to manage priorities independently.
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You stay ahead of regulatory changes and emerging financial crime risks.
How You’ll Make an Impact
Reporting to the Compliance Officer, you’ll help strengthen the Bank’s AML program and overall risk posture.
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Develop and enhance AML customer risk rating methodologies and Enhanced Due Diligence frameworks.
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Analyze fraud and AML typologies to identify trends and refine risk indicators and monitoring approaches.
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Provide expert guidance on complex and high-risk client files and risk decisions.
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Support regulatory alignment by monitoring FINTRAC guidance and contributing to examinations and remediation efforts.
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Collaborate with Compliance, Risk, and business teams to ensure consistent application of AML frameworks.
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Contribute to policies, procedures, and internal guidance to support effective AML practices.
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Provide support across AML, Fraud and Compliance priorities as required, including involvement in initiatives, issue remediation, and regulatory deliverables.
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Contribute to senior management and committee reporting by providing insights on AML risks, trends, and program performance.
What You Bring to the Table
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Undergraduate degree in Business, Finance, Commerce, or a related field.
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3–5 years of AML experience within a banking or federally regulated financial institution environment.
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Hands-on experience with AML risk methodologies and Enhanced Due Diligence frameworks.
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CAMS or similar designation is considered an asset.
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Strong analytical thinking and sound judgment in risk-based decision-making.
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Excellent communication skills and the ability to influence without formal authority.
Belonging Matters Here
Bridgewater Bank is committed to providing an inclusive, respectful, and accessible environment. If you require an accommodation at any time during our recruitment process, please contact [email protected]. We’ll work with you feel supported throughout your journey with us.
WORK MODEL:
Hybrid
We thank all applicants for their interest; however, only those selected for an interview will be contacted.
