In a changing world, unprecedented challenges require unmatched talent. Join one of Montreal's Top Employers in 2025. We are a dynamic and growing organization having its main establishment located in downtown Montreal and part of a leading international banking institution fully committed to building a more sustainable future. Note that the position may be in the Canadian Branch of BNP Paribas or in one of its subsidiaries based in Montreal.
The position at a glance
Corporate Credit Management (“CCM”) supports approximately 800 corporate clients across North America. The team ensures effective coverage, monitoring, and execution of all counterparty risk requests for the Corporate platform. The client portfolio spans investment grade, high yield, and LBO groups. The team collaborates closely with Bankers, Risk Corporate partners, Delegation Holders, and Product Teams (including FX, IRD, Commodity, Equity, Global Trade Solutions, Loan Capital Markets, Leveraged Finance, and Advisory). CCM is organized into sectors: Transportation, Consumer Products, Healthcare, Media & Telecom, Tech, Diversified Industrials, Gaming & Leisure, and Low Carbon Transition.
In detail
The Senior Credit Officer will be responsible for managing the credit risk of a portfolio of Low Carbon Transition clients. You will contribute to new business development, perform in-depth credit analysis, and collaborate with cross-functional teams to ensure timely and sound credit decisions. This role offers the opportunity to work with a wide range of stakeholders and contribute to the bank’s growth strategy.Tasks include:
- In depth analysis of borrowers’ financial statements (full-year and quarterly), financial covenant compliance certificates, related historical series, quantitative ratio analyses and performance metric assessment.
- Analyze high levels of quantitative historical data as foundation to perform forward looking projections at company-specific and sector level.
- Keep key stakeholders abreast of sector/market and industry trends and possible headwinds/tailwinds due to changes in macro-economic dynamics and advise them regarding best course of actions to maintain assumed risks under control.
- Evaluate clients/transactions for risk-related changes of counterparty rating, recovery at default (inclusive of collateral analysis), and applicable regulatory facility rating.
- Utilize qualitative / quantitative information available in Lenders Presentations, press releases, news articles, rating agency reports, equity analyst reports, and industry researches and trends, etc.
- Actively participate in deal teams with relevant stakeholders to drive the credit process for new origination activity for prospects, new clients and existing relationships. This includes presenting and discussing in-scope analyses during Credit Committees.
- Maintain reporting related to the assigned portfolio including among other things loan exposure tracking, regulatory related requirements, and other general reports for internal / external uses.
- Act as a team player supporting and working with other team members, bringing value and contributing to the success of the larger team.
- Interact with other BNPP teams in EMEA, LATAM and APAC to coordinate on client strategy as well as ad-hoc projects pertaining the sector portfolio.
- Maintain portfolio reporting, including watchlist memos and quarterly monitoring for highly leveraged clients
- Interact with internal and external auditors during loan examinations.
- Mentor juniors and be a team player supporting and working with other team members, bringing value and contributing to the success of the Team
- Participate in client meetings and calls alongside Bankers
Work conditions: This position provides for standard working conditions in an office and a normal work schedule from Monday to Friday. This position requires little travel.
The strengths and skills that will help you succeed
Minimum Required Qualifications:
- Bachelor’s Degree in Finance or Accounting
- Minimum of 5-6 years of prior experience in corporate banking (preferably covering Energy in corporate credit management with M&A/LBO prior experience) and/or at rating agencies covering sector companies
- Fluency in English*
- Strong financial statement analysis and robust fundamental corporate credit analysis skills
- Solid understanding of banking products, loan structures and credit agreements
- Advanced financial modeling and projection skills
- Excellent written and verbal communication skills
- Proficiency in Word and Excel
- Highly organized, motivated and hard working
- Ability to confidently operate independently and to constructively interact with more experimented stakeholders
- Team work and “can do” attitude
Preferred Qualifications:
- Master’s Degree in Finance and/or MBA
- CFA designation or candidacy
- Completion of formal credit training courses
- Knowledge of Energy sector: regulated utilities, independent power producers and Oil & Gas players
- Project Finance experience in modelling and structuring
- Given the vast majority of our clients, both internal and external, are based outside of Quebec and Canada, specific language requirements may apply. Professional working proficiency in English language is required.
What’s in it for you
In addition to competitive compensation, we offer flexible benefits including a family and spouse insurance program, a defined contribution pension plan and paid days for volunteering. Hybrid work arrangements are available for most positions. In-office presence is required a minimum of 3 days per week, one of which must be on a Monday and/or a Friday. BNP Paribas provides excellent training and personal development programs, as well as opportunities for career development within the company and internationally.
What you need to know
We will review candidates as they apply, so don’t wait to submit your application;
BNP Paribas is committed to accessibility and inclusion. During the recruitment process, accommodation needs are available at all times for candidates. You will have the chance to make a request for an accommodation during your application.
You must be legally eligible to work in the Greater Montreal area and, if applicable, hold a valid work or study permit. Physical presence in BNP Paribas’ office(s) is an essential function of this position;
If you are applying and accepted to a position which requires working in/for the U.S. securities industry, you will be required to provide your fingerprints and undergo additional background checks by the FBI. BNP Paribas Securities Corporation is required to maintain a supervisory program over the conduct of its Associated Persons; some of your personal data will be transmitted to the United States of America and made available to US regulators. Please reach out to BNPP for additional information; or you can also find an overview here: 3110. Supervision FINRA.org
Diversity, Equity and Inclusion (DE&I) at the heart of our commitments
At BNP Paribas all employees are on an equal footing allowing us to create a work environment that values and respects people for their talents, skills and competences.
BNP Paribas recruits, employs, trains, compensates and promotes regardless of race, religion, colour, national origin, sex, disability, age, and other protected status (Employment Equity Act and Canadian Human Right Act).
About us
BNP Paribas is the top bank in the European Union and a major international banking establishment. Present in 63 countries, with more than 180,000 employees, the bank holds key positions in several areas of banking and financial services.
BNP Paribas’ mission is to contribute to a responsible and sustainable economy by financing and advising its clients according to the highest ethical standards, while striving to respond to essential concerns in terms of the environment, regional development and social inclusion.
Since 1961, BNP Paribas has supported large Canadian companies and institutions in their business development by offering a full range of specialized financial services and investment products.
With over 1,400 employees, BNP Paribas in Canada continues to attract experts from diverse fields as well as ambitious young talent from around the world. We are proud to offer our employees a rewarding and international workplace where they can build their professional careers by honing their skills, meeting challenges and enriching their knowledge of the financial industry.
Our certifications and partnerships
Montreal’s Top Employers 2025
Canada’s Best Diversity Employers 2025
Women in Governance – Parity certified - Platinum certification
Pride at Work Canada
Part of Les Affaires top 300 companies in Quebec
Synclusiv
Ready, Willing and Able
Autisme sans Limites
LinkedIn Top Companies 2024
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*** While the description above describes our ideal candidate, we encourage applicants to apply even if they do not fully meet the complete list of qualifications noted***
