stratford, on senior credit analyst Jobs – 15 Openings This Week

Manager of Credit and Risk
VISTA CREDIT —Ontario
- $75,000–$85,000 a year
- Full-time
- Remote
- Management
- Microsoft Office
- SQL
- Wellness program
- Disability insurance
Quick apply
Credit and Collections Analyst
Teledyne Technologies Inc. —Waterloo, ON
- Overtime
- Microsoft Excel
- Oracle
- Communication skills
Credit Risk Review Analyst
Manulife —Waterloo, ON
- $51,975–$86,625 a year
- Full-time
- Hybrid work
- English
- Disability insurance
- Dental care
8d
Sr. Credit Risk Analyst
OpenText —Waterloo, ON
- $63,760–$95,640 a year
- Bilingual
- Salesforce
- Microsoft Office
- Paid time off
Credit & Collections Analyst
Teledyne Technologies Inc. —Waterloo, ON
- $46,100–$61,400 a year
- Overtime
- Microsoft Excel
- Analysis skills
- Communication skills
Business Analyst, Financial Management
Sun Life —Waterloo, ON
- $58,000–$93,000 a year
- Full-time
- Hybrid work
- Microsoft Excel
- Finance
- Analysis skills
13h
Contact Center Rep. - London Credit Card
TD Bank —London, ON
- $45,700–$61,000 a year
- Full-time
- Customer service
- High school diploma or GED
- Communication skills
- Paid time off
6d
Credit Support Coordinator
VersaBank —London, ON
- Full-time
- Microsoft Word
- Microsoft Excel
- Microsoft Office
Portfolio Analyst
VersaBank —London, ON
- Full-time
- Microsoft Excel
- Master's degree
- Accounting
- Tuition reimbursement
7d
Student Internship, Quantitative Credit Risk Analyst
VersaBank —London, ON
- Full-time
- Python
- Analytics
Quick apply
Associate Director, Commercial Banking (Corporate Finance Group)
BMO Financial Group —London, ON
- $65,600–$122,600 a year
- Full-time
- Microsoft Office
- Finance
- Business development
- Tuition reimbursement
- Life insurance
In-Store Credit Card Sales Advisor
Kognitive Sales Solutions —Stratford, ON
- $17.60 an hour
- Full-time
- Sales
- Customer service
- High school diploma or GED
- Flexible schedule
Quick apply

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Manager of Credit and Risk
VISTA CREDIT —Ontario
Provide leadership and guidance to the credit and risk management teams, including training, mentoring, and performance management to ensure high-quality work…
$75,000–$85,000 a year
Quick apply
Data Analyst, Credit Risk Management Department
Industrial and Commercial Bank of China (Canada) —Richmond Hill, ON
Strong knowledge in model development, validation, evaluation and optimization; Design, develop, and optimize credit rating models to solve business problems.
Quick apply

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Manager of Credit and Risk

VISTA CREDIT
Ontario

Quick apply

Job details

Permanent | Full-time

Benefits

Casual dress
Extended health care
Wellness program
RRSP match
Disability insurance
Dental care
Paid time off
Work from home
Company events
Employee assistance program
Vision care
Life insurance
On-site parking

Skills

Management
Microsoft Office
SQL
Analysis skills
Bachelor's
Organizational skills
Communication skills
Time management

Full job description

About Vista Services

Vista Services is more than just a financial partner – we are helping communities, the people that live within them and the local contractors that service the area. Our dealers are experts in the water heaters, HVAC and residential infrastructure sector. Having both ownership from local management and a European Infrastructure Fund, we are a well-capitalized company looking to grow organically, geographically and by acquisition.

Job Purpose/Mandate

The Manager of Credit and Risk Management plays a key leadership role in managing credit and risk programs, while overseeing day-to-day activities for the team. This is a highly accountable position supporting key strategic initiatives to streamline and innovate credit assessment processes while reducing risk exposure to the business.

Responsibilities include managing the Credit Officer team and providing approvals for escalated consumer credit and partner applications, while enhancing policies and procedures, and creating new programs. Successful candidates will thrive in fast-paced environments to ensure effective service levels and demonstrate the ability to make informed decisions which comply with lender and regulatory requirements. This role requires people management experience with a focus on team objectives, career growth and employee engagement.

Duties and Responsibilities

Develop and maintain comprehensive credit policies and procedures to guide credit decision-making processes and ensure consistency and compliance with regulatory standards.
Provide credit approvals and grant exceptions on residential and dealer applications.
Assess the creditworthiness of prospective dealers by analyzing financial statements, credit reports, and other relevant information to determine risk levels and make informed lending decisions.
Manage ad-hoc team tasks such as verification of contract info (e.g. PINs, credit scores, etc.) in bulk securitization requests where delegation may be required.
Implement strategies for managing credit exposure and minimizing bad debt losses.
Provide best-in-class support and service to our dealers and sales team by onboarding new partners and approving leasing applications in a timely fashion.
Provide leadership and guidance to the credit and risk management teams, including training, mentoring, and performance management to ensure high-quality work and professional development.
Collaborate with internal stakeholders, including senior management, finance, sales, and legal departments, to communicate credit and risk-related issues, provide insights, and support strategic decision-making.
Continuously assess and improve credit and risk management processes, systems, and tools to enhance efficiency, effectiveness, and accuracy in decision-making and risk mitigation.
Own the creation and implementation of special projects relating to credit system enhancements, automation, policy updates and new lending channels.
Communicate with the Partner Support Services and Sales Teams on contract requirements to ensure quality vendor training.
Answer queries from internal and external sales staff pertaining to applications submitted for enhanced analysis and/or exception approval.
Prepare detailed internal reports and dashboards.
Make outbound dealer calls where required to collect additional underwriting information needed to make a funding decision.
Uphold and embody company values in all work and interactions, contributing to a positive and supportive team culture.

People Management

Responsible for hiring, training and onboarding new staff.
Continuous training of staff on policies, procedures and software.
Ongoing development of staff and effective succession planning.
Partner with various department leaders and staff to maintain a strong knowledge and understanding of the needs of the business.

Knowledge and Skills

Undergraduate degree or equivalent with 7+ years relevant work experience in Credit and Risk.
Leadership and interpersonal skills with the ability to motivate a team, drive results, and foster a culture of continuous improvement and innovation.
Financial/business acumen with consultative and problem-solving skills.
Influencing skills that can be used to lead projects teams and build programs.
Strong analytical skills with the ability to interpret financial data, perform risk assessments, and make sound credit decisions.
Ability to manage pressure in an environment of high-volume processing with tight turnaround times.
Sound knowledge of process management, business and operational functions including financial solutions and concepts.
Ability to build rapport with clients, peers and direct reports.
Proficient in software tools including MS Office and SQL.
Ability to identify deficiencies, define problems and determine resolutions.
Strong communication skills; written and verbal.
Excellent time management and organizational skills; highly motivated self-starter.
Strong attention to detail, organizational skills, and ability to prioritize tasks.

Other

This is a permanent, full-time position representing a genuine, existing vacancy. No artificial intelligence are used in the recruitment or selection process

Job Types: Full-time, Permanent

Pay: $75,000.00-$85,000.00 per year

Benefits:

Casual dress
Company events
Dental care
Disability insurance
Employee assistance program
Extended health care
Life insurance
On-site parking
Paid time off
RRSP match
Vision care
Wellness program
Work from home

Work Location: Remote

Quick apply

Refine Your Search

senior credit analyst jobs in stratford, on

Manager of Credit and Risk

Credit and Collections Analyst

Credit Risk Review Analyst

Sr. Credit Risk Analyst

Credit & Collections Analyst

Business Analyst, Financial Management

Contact Center Rep. - London Credit Card

Credit Support Coordinator

Portfolio Analyst

Student Internship, Quantitative Credit Risk Analyst

Associate Director, Commercial Banking (Corporate Finance Group)

In-Store Credit Card Sales Advisor

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