waterloo, on senior credit analyst Jobs – 8 Openings This Week

Manager of Credit and Risk
VISTA CREDIT —Ontario
- $75,000–$85,000 a year
- Full-time
- Remote
- Management
- Microsoft Office
- SQL
- Wellness program
- Disability insurance
Quick apply
Credit Team Lead
Uline —Milton, ON
- $50–$55 an hour
- Full-time
- Microsoft Excel
- Microsoft Office
- Finance
- Designated paid holidays
- Tuition reimbursement
Credit Risk Review Analyst
Manulife —Waterloo, ON
- $51,975–$86,625 a year
- Full-time
- English
- Disability insurance
- Dental care
4d
Sr. Credit Risk Analyst
OpenText —Waterloo, ON
- $63,760–$95,640 a year
- Bilingual
- Salesforce
- Microsoft Office
- Paid time off
Credit & Collections - Credit Collections Assistant
The Erb Group —New Hamburg, ON
- Full-time
- Microsoft Excel
- Computer skills
- Communication skills
- Profit sharing
- Disability insurance
Quick apply
Co-op or Intern, Credits & Incentives (Fall 2026) Waterloo
BDO —Kitchener-Waterloo, ON
- $48,000–$60,000 a year
- Full-time
- Writing skills
- Research
- Time management
- Paid time off
7d
In-Store Credit Card Sales Advisor
Kognitive Sales Solutions —Stratford, ON
- $17.60 an hour
- Full-time
- Sales
- Customer service
- High school diploma or GED
- Flexible schedule
Quick apply
11d

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Manager of Credit and Risk
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Quick apply
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Rogers Communications —Kitchener, ON
On-the-Road Ready: Must have a valid driver’s license and a reliable vehicle. In certain provinces (e.g. British Columbia) you are required to obtain and…

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Manager of Credit and Risk
VISTA CREDIT —Ontario
Provide leadership and guidance to the credit and risk management teams, including training, mentoring, and performance management to ensure high-quality work…
$75,000–$85,000 a year
Quick apply
Senior Financial Data Analyst
AMZ Prep —Mississauga, ON
You use modern tools (Claude, Google AI Studio, automation platforms) to kill the manual work that bogs down most finance functions, so your time goes to…
$71,214.99–$102,048.00 a year
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4d

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Manager of Credit and Risk

VISTA CREDIT
Ontario

Quick apply

Job details

Permanent | Full-time

Benefits

Casual dress
Extended health care
Wellness program
RRSP match
Disability insurance
Dental care
Paid time off
Work from home
Company events
Employee assistance program
Vision care
Life insurance
On-site parking

Skills

Management
Microsoft Office
SQL
Analysis skills
Bachelor's
Organizational skills
Communication skills
Time management

Full job description

About Vista Services

Vista Services is more than just a financial partner – we are helping communities, the people that live within them and the local contractors that service the area. Our dealers are experts in the water heaters, HVAC and residential infrastructure sector. Having both ownership from local management and a European Infrastructure Fund, we are a well-capitalized company looking to grow organically, geographically and by acquisition.

Job Purpose/Mandate

The Manager of Credit and Risk Management plays a key leadership role in managing credit and risk programs, while overseeing day-to-day activities for the team. This is a highly accountable position supporting key strategic initiatives to streamline and innovate credit assessment processes while reducing risk exposure to the business.

Responsibilities include managing the Credit Officer team and providing approvals for escalated consumer credit and partner applications, while enhancing policies and procedures, and creating new programs. Successful candidates will thrive in fast-paced environments to ensure effective service levels and demonstrate the ability to make informed decisions which comply with lender and regulatory requirements. This role requires people management experience with a focus on team objectives, career growth and employee engagement.

Duties and Responsibilities

Develop and maintain comprehensive credit policies and procedures to guide credit decision-making processes and ensure consistency and compliance with regulatory standards.
Provide credit approvals and grant exceptions on residential and dealer applications.
Assess the creditworthiness of prospective dealers by analyzing financial statements, credit reports, and other relevant information to determine risk levels and make informed lending decisions.
Manage ad-hoc team tasks such as verification of contract info (e.g. PINs, credit scores, etc.) in bulk securitization requests where delegation may be required.
Implement strategies for managing credit exposure and minimizing bad debt losses.
Provide best-in-class support and service to our dealers and sales team by onboarding new partners and approving leasing applications in a timely fashion.
Provide leadership and guidance to the credit and risk management teams, including training, mentoring, and performance management to ensure high-quality work and professional development.
Collaborate with internal stakeholders, including senior management, finance, sales, and legal departments, to communicate credit and risk-related issues, provide insights, and support strategic decision-making.
Continuously assess and improve credit and risk management processes, systems, and tools to enhance efficiency, effectiveness, and accuracy in decision-making and risk mitigation.
Own the creation and implementation of special projects relating to credit system enhancements, automation, policy updates and new lending channels.
Communicate with the Partner Support Services and Sales Teams on contract requirements to ensure quality vendor training.
Answer queries from internal and external sales staff pertaining to applications submitted for enhanced analysis and/or exception approval.
Prepare detailed internal reports and dashboards.
Make outbound dealer calls where required to collect additional underwriting information needed to make a funding decision.
Uphold and embody company values in all work and interactions, contributing to a positive and supportive team culture.

People Management

Responsible for hiring, training and onboarding new staff.
Continuous training of staff on policies, procedures and software.
Ongoing development of staff and effective succession planning.
Partner with various department leaders and staff to maintain a strong knowledge and understanding of the needs of the business.

Knowledge and Skills

Undergraduate degree or equivalent with 7+ years relevant work experience in Credit and Risk.
Leadership and interpersonal skills with the ability to motivate a team, drive results, and foster a culture of continuous improvement and innovation.
Financial/business acumen with consultative and problem-solving skills.
Influencing skills that can be used to lead projects teams and build programs.
Strong analytical skills with the ability to interpret financial data, perform risk assessments, and make sound credit decisions.
Ability to manage pressure in an environment of high-volume processing with tight turnaround times.
Sound knowledge of process management, business and operational functions including financial solutions and concepts.
Ability to build rapport with clients, peers and direct reports.
Proficient in software tools including MS Office and SQL.
Ability to identify deficiencies, define problems and determine resolutions.
Strong communication skills; written and verbal.
Excellent time management and organizational skills; highly motivated self-starter.
Strong attention to detail, organizational skills, and ability to prioritize tasks.

Other

This is a permanent, full-time position representing a genuine, existing vacancy. No artificial intelligence are used in the recruitment or selection process

Job Types: Full-time, Permanent

Pay: $75,000.00-$85,000.00 per year

Benefits:

Casual dress
Company events
Dental care
Disability insurance
Employee assistance program
Extended health care
Life insurance
On-site parking
Paid time off
RRSP match
Vision care
Wellness program
Work from home

Work Location: Remote

Quick apply

Refine Your Search

senior credit analyst jobs in waterloo, on

Manager of Credit and Risk

Credit Team Lead

Credit Risk Review Analyst

Sr. Credit Risk Analyst

Credit & Collections - Credit Collections Assistant

Co-op or Intern, Credits & Incentives (Fall 2026) Waterloo

In-Store Credit Card Sales Advisor

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